If you’re being harassed by a loan app—through threats, defamatory messages, or unauthorized access to your contacts—you’re not alone. Thousands of Nigerians face this daily. The good news? You can fight back by reporting them. In this guide, we’ll show…

If you’ve ever borrowed money from a loan app in Nigeria and faced harassment, threats, or embarrassment, you’re not alone. But here’s what most people don’t realize: Not all loan apps are legal. Some are approved by regulators like the…

If you’ve borrowed money from a digital loan app and missed your repayment, chances are you’ve received scary messages like: “You’ll be arrested today if you don’t pay.”“We’ve reported you to the EFCC and the police.”“Prepare to face the law.…